Quick question: I have been loading $500 to Serve with VGC’s at Family Dollar and Dollar General for some time. I load $200 gift cards, so it takes me 3 SEPARATE transactions ($200, $200, $100) to load $500 (which is a pain when the stores are busy). Would it be possible to ask the cashier to load $500 on one transaction and then use three different VGC debit cards to load the $500 total in ONE transaction? Any difference in this between FD or DG?

Also, I attempted to to load one of the “Grocery Anywhere” VGC that are sold at OD/OM at DG. It loaded just fine. However, when I tried to load the same card at FD, it was denied. I looked up the Visa merchant codes for the two different stores and the merchant codes are the same. Thus, I’m just wondering if anyone knows how it is determined where these “Grocery Anywhere” cards can be loaded (if MCC’s are the same but can load at DG and not FD)?