I opened my Biz Plat last year. The AF is due next week. Can I assume the card has been open 13 months? Also, I am thinking of paying the fee and taking advantage of the new airline credit that will reset on Jan 1. I will then cancel on the next bill and hopefully get the AF refunded? Is this still Amex policy, to refund AF in full if it is only one month in? Sorry if this is the wrong thread. Mods please move if so.