Originally Posted by
tmiw
I currently have the Gear S3 (although I don't have an Altitude Reserve card) and I don't use it for payment as much as I thought mainly because a) it almost never worked at places with "smaller" terminals/PIN pads that had NFC enabled (since they get confused seeing both the NFC and MST signals), b) Samsung Rewards has been heavily nerfed and c) simply more interaction required compared to having a finger on my phone's fingerprint reader.
However, that may be just where I live and if you happen to live in an area where NFC acceptance is still poor, you might not run into a lot of issues. Not to mention that US Bank's more flexible rewards (compared to Samsung's) would likely provide enough motivation to at least attempt to use it.
I used to have the Gear S3 just because of this card but gave up on it for the reasons that you mentioned plus every couple of weeks Samsung Pay would reset on it requiring me to do the whole set up over. This would normally happen as I was about to pay. I'm not probably going to cancel the card since I get better bonuses with other cards (Amex Gold) on the places where I normally use Google Pay or for travel. Even places like drug stores, I would rather use my BBP and get 2 MR points p/dollar over "Altitude" points. The annual fee is not bad with the travel credit, but I just can't find a place where I would use this card over other cards in my wallet.