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Thread: Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
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Old Dec 11, 2018 | 10:57 pm
  #622  
uclacolumbiaunc
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My Venture application was denied by Capital One
Their reasoning was rather silly..

Based on your credit report from Equifax,too few or no revolving accounts have a balance
Based on your credit report from Trans Union,there are too many new revolving accounts

My credit score is excellent (> 810), and I only have 4 new accounts over past two years. It seems like CapitalOne is even more strict than Chase 5/24 rule. I am not sure why Capital One would reject someone who is a good spender like myself over some silly reasons they gave me.

p.s. I have a 1.5% quicksilver card from CapitalOne that was opened many years ago (although I haven't used it for past few years).
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