FlyerTalk Forums - View Single Post - Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Old Dec 11, 2018 | 9:40 am
  #616  
GiltGrouch
 
Join Date: Nov 2012
Posts: 22
Originally Posted by mia
In general, issuers report the balance that appears on your paper/pdf statements. If you pay that balance in full before the next statement in generated you are not carrying a balance and you pay no interest, but the issuers do not report payments made, only the next statement balance.

If you are paying all of your accounts early, such that the statements always show a zero balance, that might cause you to be declined, but paying the statement balance in full to avoid paying interest is invisible to other issuers and cannot be the basis for any decision.
Idk, My credit report shows all my cards like this monthly:

Date: 07/2018
Balance: $2,564
Scheduled: $25
Paid: $2,700 (prior month's balance)
Past due: $0
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