FlyerTalk Forums - View Single Post - Capital One Venture & other Cap 1 cards (50K for $3k spend)[Consolidated]
Old Dec 11, 2018 | 7:41 am
  #613  
mia
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Originally Posted by GiltGrouch
I don't understand the difference you're making between "carrying" and "reporting".
In general, issuers report the balance that appears on your paper/pdf statements. If you pay that balance in full before the due date shown onthe statement you are not carrying a balance and you pay no interest, but the issuers do not report payments, only the next statement balance.

If you are paying all of your accounts early, such that the statements always show a zero balance, that might cause you to be declined, but paying the statement balance in full to avoid paying interest is invisible to other issuers and cannot be the basis for any decision.

Last edited by mia; Dec 11, 2018 at 11:08 am
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