so now i have a quandry. i didnt realize you can upgrade cap one cards. i can get the venture one without any pulls and the same terms as my current card (but i dont get the sign up bonus). it would get rid of the annual fee so that is nice. but my quandry is that ill probably put only less than 500 per month thru the card. and 1.25 technically is less than the 1.5% cash im currently getting. but of course gotta pay that 39 AF

i guess i could see if the citi 2x will approve me because that would be the best and most flexible. agreed?