Originally Posted by
ptspringer
...It is easier to get to $110K if you have 12 full months to do it rather than 11.
I get your point, but in most cases, you always have 12 full months. 2018 started sometime in mid December of 2017 for each of us. (assuming we had the card)
But, with the issue of worry and not wanting to screw things up... that December spend is always risky.