Current Silver Card holder (just upgraded from Red, a few months ago). I took advantage of the 50k business sign-up offer, in preparation for 2020, and only having to spend 25k, to get the 3k EQD. What's funny, is I just got my card, and on the benefits sheet, that the card was affixed to, it lists LITERALLY every benefit that's on the card website, EXCEPT the 3k EQD w/$25k spend. Odd.