Just a data point from last Friday. Cash exchange at Changi UOB
1,55xx SGD/EUR I forgot the xx, but the spread was
0,4% from the interbank
mid-rate (!) of 1,56xx If anyone gets a better rate on their ATM withdrawals or CC payments, I raise my hats to them.
The money changers in Chinatown offered the same as UOB - with the extra service that I could unload on them my leftover Laotian kips that no-one else would take
