My AMEX Delta Plat personal & busn cc 1st anniv. annual $195 fees soon due.
Calling, was offered immediate 10K miles to continue busn cc
& 10K miles for spending $2K within 3 mos to continue pers cc;
$195/10K miles when one has no immediate mileage needs is so-so? or?
Have 15 days to decide; are there better offers out there I might request?

Advice appreciated!