Originally Posted by
Biggie Fries
I opened a Citigold checking account back in the halcyon days of the Citi Prestige card. I then turned it into what I think is a vanilla Citi checking acccount, but -- like many others -- have continued to receive the Citi Prestige at $350 since for whatever reason Citi seems to have classed me (still) as a Citigold customer. I know that it appears that the recent changes in the Citi Prestige may include ending the $350 AF, but I am willing to hold onto this account for one more cycle just in case. With Citi IT, you never know.
On the other hand, savings rates used to be <1% and now they are >2%, so leaving $4K sloshing around in a seldom-used checking account is starting to cost me the savings on the AF. It looks to me that $1,500 might be the minimum no fee daily balance required on these accounts -- does anyone know and/or have experience with how much you have to have in these accounts (a) to not rack up any monthly charges and (b) [at least to present] maintain the $350 Citi Prestige AF?
I closed my CitiGold account, and still have the $350 AF. This probably is the last time though.