If you get a targeted mailer, that seems like the best chance to get in with Capital One.

I was mostly able to get in via converted HSBC cards that I could product change into Savor or other ones. I don't get the startup bonus, but I have gotten recent "we miss you offers". Getting credit limit increases is also really hard.

Maybe Capital One will buy Synchrony providing another way in. I don't think Synchrony can survive on its own.

Seems like sour grapes for those who can't get the nice bonus offers, but Capital One is definitely avoiding the world of churning. Just because they don't cater to that audience doesn't mean they don't have solid options.

I really wish I got Venture back in the early days. I've heard those folks have maintained their lower annual fee with the new transfer partners and other benefits.