and where do folks here plan on the spending to meet 500.00 or more bonus? See my above post. They monitor every dime spent. It took them a few months (last 18 months ago) to track my GCM spend. So claim your rewards fast!! And buy in places that cant be tracked by them. After dealing with all the fraud Alerts..you should be good. I left that 300.00 there for a few weeks and then the Stuff happened.