Originally Posted by
flightmedic
Applied for the personal card for the 3rd time with a mailer. Prior 2 were approved. Not initially approved but received a call about 3 days later and verbally approved. Received the approval letter with the confirmation of approval a few days later. Today I received the new card and another letter stating there was an error and I would not be approved due to lack of revolving credit and too many applications. I did call and the card did activate.
Suggestions on what to do? Thinking just to use the card and see what happens. Other option is a SM or call.
thoughts?
What are the dates of the letters? As SeeBuyFly said, Citi is known to send contradicting information. The denial letter was probably generated first (the day you applied), but made it to you later. The approval letter should have been generated about the day that you got the call and were approved.
Did you get emails saying either of these things?
The fact that you got the card and it activated should mean that you're good to go, but I agree that asking for a match would be the best way to be 100% sure you've got a bonus attached before you do a lot of spending. I probably would use the card a time or two first, just to make sure it works (but that's not necessary at all).