Any reliable reports of successful Capital One reconsideration? Anyone know of a way to actually speak with a reconsideration representative?
Average 15 new accounts annually for the past 10 years, 20/24, many reconsideration discussions with AmEx, Chase, Citi, BOA, Barclays. First ever application for a Cap One card, declined (as expected) for “too many new accounts”, 4-5 calls so far without being able to speak with anyone about reconsideration. They offer to send a re-processing request to the “back office”, tell me I cannot speak with anyone in the back office, and the back office will not call me. Read somewhere that Cap One does not do reconsideration, guess it’s like hitting your head against a wall.