Originally Posted by
milesforhire
They're just pretty stingy overall. I think they target people who are likely to hold a balance and accrue interest.
yes they are. my wife applied and was denied for having too much recent activity. she's at 4/24 and 850 score. we don't carry balances on any cards. she was denied a year ago for Spark for same reason. I have Spark (since 2011) and Venture (since 2014) and wonder if that's part of the reason she's being denied?