Originally Posted by
carlitos
Wow, I am not the only one with a similar experience. That happened to me with the Chase Sapphire Preferred when I send back because they sent me the upgraded Chase Sapphire Reserve with same BIN number, but different CVV and expiration date. Bad thing was the BIN was active and started receiving notifications of purchases and immediately called to alert Chase and stop it. But if I did not have notifications, this guys would have gone on a shopping day or even weekend, and Chase and Amex did not have Card Freezing options yet.
Now I just collect the cards that have been cancelled or have been substituted. No matter if they are metal or plastic. I have them boxed with my Manufacture Spending receipts and VGCs from all over the years.
Crazy, eh? I actually dropped off the old card in mail on my way to the airport and was totally oblivious to all the charges happening back home until I got an email from Chase when they noticed a transaction in Amsterdam (which I had made) the same time my old card was used at a local Taco Bell.
I was told by Chase to either drop it off at any Chase location or wait 60 days before mailing the old card back. I usually shred the old plastic cards at home but the metal ones are a major PITA.