Sorry if this is a newbie question, but we'll be in Italy next week and plan to use our CSR metal card there as much as possible. (restaurants, train ticket kiosks, etc) Been reading this thread to see if we will have any problems. I don't understand what is PIN-enabled? The card has a chip, and I'm never ever asked for a PIN here in U.S.. If I did set up a PIN when I first got the card, I have since forgotten it.