AVS can still only verify US/CANADA addresses. I got to sit next to the "card processing manager" for a luxury goods department store on a UA IAD-YYZ. Based on my chat with him, apparently especially the higher end retailers rely more on big data analytics now (https://www.wsj.com/articles/why-pay...ter-1524139200) and that to an extent AVS has become "not so necessary" especially for repeat orders.