Originally Posted by
quarryking
Didn't quite undertsand ? So your suggesting use the local currency (SGD) option or choose your home currency ?
The ATM may - before dispensing cash - offer you the choice of being charged in the local currency (SGD) or your home currency ... the difference being the exchange rate used ... if local currency you should get a better rate (interbank) versus home currency when the local bank shows you much will be deducted from your checking/current account. The better rate option is always choose "local currency".