Originally Posted by swag

I'm getting ready to close my Sapphire Preferred account, since I also have the Reserve and don't see any benefit to paying the 2nd annual fee.

I have no immediate plans for additional applications, but looking ahead to when I might. Am I better off re-allocating my existing CSP credit when I close it, or should I let my total Chase credit drop so there is some already available when I apply in the future? Which will make my next Chase card application easier?

I have a total of 5 Chase cards. The most recent one was opened earlier this month, and for that application, Chase had phoned me because they didn't want to offer me any additional credit, so the approval required moving around some of my existing credit lines.

The CSP credit line is $10K, my total available Chase credit is about $80K. If it matters, my credit score is 800+, I'm only at 2/24, and I have a high balance checking account with Chase.