Originally Posted by George Saurus

Newb question: I'm a greenhorn to MS and made two large GC purchases with Business Gold Amex. A third was declined, triggering FR—which annoys me, but here we are.

The difficulty is in providing the requisite forms. I'm self-employed, so my income is substantially higher than what I report, and I've had a downturn due to difficult personal circumstances over the last two years.

Would it be possible to negotiate the 2017 tax return into a 2016 or 2015 tax return?

Better yet, could I show a pile of liquid assets instead?

The CSR seems vaguely unfriendly.

Thanks, guys,