Originally Posted by
Magic Pickles
The purpose is to not need two cards.
I still don't get it. I would never use my credit card to get cash, and I don't link Visa debit cards to my primary checking account. Unfortunately I have found that ATM-only cards (no visa debit feature) do not work at many overseas ATMs. So the best option is to carry a visa debit/ATM card linked to a separate linked account. Easy to do with Fidelity, Schwab, CapOne - and I am having my CPB banker set one up this week.
Originally Posted by Mia
Chase Sapphire Reserve has the identical rewards, and essentially all of the benefits aside for the United Club membership.
100% correct. But of course the UC is huge for many JPM clients @ UA hubs - SFO, ORD, EWR, IAD - where both Chase and UA have a significant presence. $150 (net) annual fee for PP membership + UR points + other perks is a good deal. $150 for UC + PP + Chase UR points + perks is a stellar deal!