Originally Posted by
gnomey
my timeline is something like this, for the most recent apps
Day -80 personal AA - approved
Day -40a personal AA - approved
Day -40b business AA (EIN) - approved
Day 0 personal AA - denied for MAC
*a and b above is just to denote that personal AA app is made first, before business AA (EIN) app. dont think it really matters in the grand scheme of things since both were on the same day
what you say could make sense in my case then
so basically, you can only do 3/65 if your third app is a business AA (EIN) app.
doesnt seem to work if the third app is a personal app.
This is a GREAT datapoint. If my understanding is correct, this also means that you will need to wait 65 days since your 'double dip' (the personal+biz one you did on day -40) for you to be considered for your next Citi card (Any).
Which if true, effectively rules out the possibility of doing the 2/65 on the personal cards and 1/95 on the EIN based business cards on parallel tracks. right?
Also in this case why would anyone go for the business card over the personal one?
What am I missing here?