Originally Posted by
JackHenry
These comments have all been helpful. Timing is everything on this to maximize it... so I will apply for the two cards in November... spend the majority before Jan 1 and reach the spend total in January. Should work out well.
WARNING
WARNING
WARNING
Any spend that hits on or before the last statement in December will be points for 2018. Any spend on the January statement including reaching the bonus will count as 2019. "Spend points" and "bonus points" are two different things though they all count towards CP - but only in the current year.