Originally Posted by
lingua101
It is quite common problem in China. Some merchant may argue that how the machine is being configured by the bank.
I normally will use AMEX as much as I can in China to avoid this DCC problem
How does using Amex avoid DCC? Amex is my main card, and even when using Amex, the merchant terminal generally asks me if I want to pay in my home currency or the local currency. Is DCC not available with Amex in China? I thought it was just a "feature" the merchant enabled on their terminals and it was then offered on all credit card types? But, agreed, that DCC is most definitely a suckers game. The FX rate will almost always be worse than just paying in the local currency.