Does anyone keep the Barclay Aviator card around just for chip & pin + no FTF? I use Citi for my AA miles earning (lots of restaurant and gas spend), but tend to get new cards every year to avoid AF. I have kept the Barclays as a backup card (in case I have some issues with my Chase card I use primarily overseas) and for chip/pin functionality.
Now that this thing is hard to churn, should I just eat the AF as cost of having the card as a backup?