Originally Posted by
DYKWIA
Even if you got this far, no banks ask for just a user name and password these days. It's always certain characters from the password. In fact, one of my banks asks for certain characters from both the password and PIN. So, if you have a long and secure password, you're in no real danger.
I’ve never seen a bank do this, and if I did I’d be afraid it means they’re storing the password somewhere.
Not storing passwords is InfoSec 101.