I did a large kitchen project and put it on a Lowe's card with 0% interest. I think I could pay it over 2 years.

I doubled the minimum payment because I was so nervous about the terms and conditions.

If you somehow mess up, you then owe interest based upon the entire time.

Really tight payment times, unfriendly payment options, etc. It was like roadblocks to pay on time.

I think the Ink card is better about that, but for someone who never carries a CC balance, having a CC balance was nerve wracking and I couldn't wait to pay it off.

So, I guess I would want to understand what happened if I missed a minimum payment or was somehow late before I took it on.