FlyerTalk Forums - View Single Post - DCC: Dynamic Currency Conversion (2017-2025)

Sep 22, 2018 | 12:05 pm

#484

Im a new user

Join Date: May 2017

Posts: 2,049

Quote:

Originally Posted by percysmith

This is a merchant get-out - I had Harrods charge me £50 in HKG and then refund me £50 in HKD while trying to fix it DCC at Harrods - unable to void transaction in home currency

Don't accept. Chargeback once merchant confirms void not possible.

If you try to pay £50 but the merchant wants $550 (approximately £4/$40 too much), what I meant was that you could offer the merchant to solve this by giving you back £5 in cash and then skip the chargeback.

If the merchant charges £50 in HKD, refunds £50 in HKD and then charges £50 in GBP, then an extra £50 is locked on your card until the refund is posted to your card. This could be a problem if it happens a lot and for large amounts.