Originally Posted by
wco81
In cases where you can't waive the CDW, because some countries such as New Zealand requires it, does Chase Sapphire Reserve provide secondary coverage?
Will the reimburse the "excess" that rental agencies may charge?
The official answer is call the benefits administrator and ask (that's what the benefits guide says to do). The unofficial answer is:
Originally Posted by
Happy
I called last year on the United business card and was told it would cover the "excess" in countries where mandatory CDW are required BY LAW. The key is BY LAW.
You would not be able to opt out the basic coverage when renting in South Africa for example. The box is greyed out.
Originally Posted by
wco81
Also do you have to pay for the whole rental in full at once or can you use the option in some web sites to pay down a deposit?
You have to "Initiate and complete the entire rental transaction using your card that is eligible for the benefit." You can put down a deposit but you have to use the same card for deposit, at the counter, and upon returning the car.