Originally Posted by
rickg523
My situation is different. I'm not carrying collision coverage on my auto policy, so no coverage with rentals. Instead I use my Amex Platinum and invoke the Premium Rental Coverage, which costs about 18 bucks per rental and stands as first payer in case of damage to the rental car, no deductible. There's a catch though. Amex won't cover rentals in Italy. That alone led me to select Super Cover. If Amex has judged insurance claims in Italy are such that they want no part of it, I concluded that I didn't either.
Understood. I have the Chase United Explorer card which also covers CDW and is primary insurance (so no need to use your own and/or waste the dollars to pay for Amex Premier coverage). Plus it covers me worldwide.
Interestingly I rented in Italy today - and was considering paying for their "super cover". That is the level one pays to not worry about a thing. My 4 day rental was 73 Euro. To add super cover was +300 Euro! Thanks, but no thanks. I will just use United Chase in case things go awry.