There is a promo right now for CIBC AventuraŽ and CIBC Gold Visa* - FYF $100 travel credit and 15,000 Aventura points.

Do we have any data on if anyone has been able to apply more than once and not be charge the annual fee?

1 You are eligible for this annual fee rebate only if you apply and are approved for your first CIBC credit card. If you are a current or former CIBC cardholder, we may approve your application but you will not be eligible for the annual fee rebate