I don't have anything pending on that card the way I imagine some of you must have so if BA would just renew my silver status for another year all would be forgiven. I can monitor my own card usage, thanks very much. Chase is usually aware of questionable activity before I am.

I suppose it's more of a U.S. thing to have many, many credit cards with you and I never use my debit card online, so not that affected by it all. I do feel badly for anyone stuck away from home or on the knife edge and without much available credit, though. Been there, done that, bought the T-shirt.