7. Each calendar year a maximum of 15 Elite Night credits will be credited to one of your Marriott Loyalty Program accounts operated by Marriott International (i.e., Marriott RewardsŪ, Starwood Preferred GuestŪ or The Ritz-Carlton RewardsŪ) (the “Marriott Loyalty Program”) on or before March 1 in accordance with the Marriott Loyalty Program terms and conditions. To qualify for the 15 Elite Night credits, you must be the primary cardmember and your credit card account must be open and not in default as of December 31 of the prior year and you must be a member in good standing with the Marriott Loyalty Program. A maximum of 15 Elite Night credits will be awarded per Marriott Loyalty Program member even if the Marriott Loyalty Program member has more than one Marriott Rewards, Starwood Preferred Guest, or Ritz-Carlton Rewards credit card account or is a member of more than one Marriott Loyalty Program. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

When I read it, it says we get 15 elite night credit just to hold one of more of the MR/RC/SPG cards. I hold several CCs, but can only claim 15 elite night credit only.