Originally Posted by
Green_eyes
....what's the purpose of downgrading to Freedom? ....
1. To save money. Reserve annual fee is $450 - 300 travel credit = $150 net. You can add an Authorized User card to your spouse's Reserve account for $75/year, and that will include a replacement Priority Pass membership.
2. To earn more points. Freedom earns 5 points per dollar on categories that rotate each quarter. Freedom Unlimited earns 1.5 points on ALL spending, but is bested by American Express Blue Business Plus which earns 2 points per dollar on ALL spending, up to $50,000 per year.
Sorry, I do not recognize the acronym BoF. Bank of ?