Not exactly a shutdown, but I got a huge CLD from brcl@y last week... the very next day after I paid my $3K card balance in full (mostly MS) my credit line went from $15K to $1K. Haven't gotten a letter yet explaining the reason for the CLD. Account is still open, but I've tested it... $200-500 purchases at CVS or grocery stores are declined, but small charges elsewhere (restaurants, etc) still go through.

I rotate my cards so used the brcl@y only sporadically, when I needed to top up my AA miles. Best guess is, the larger than normal purchase volume, followed by a large payment a couple of days later, must have raised some sort of red flag. Not a huge loss but this is the first adverse action I've received in 3 years + of casual MS.

Any other recent DP on brcl@y?