Originally Posted by alvinroast

You used a chase cash-advance check at the same time that you were discussing a refi? I look at cash advance deals to help me judge interest rate risk. Using a cash-advance check is basically telling that financial institution that you are a risk. This is a tool of the bank. It's only an emergency tool for you, and the price is a potential end to your relationship.

That does seriously suck to have to move your bank accounts. The good news is that there are plenty of banks that would pay you more interest on your money. Thanks for the data point.