While that’s been our experience in the past more and more cruise lines are going to early payment in full discount offers. Once they have all your money they are resistant to refunding actual dollars but will offer an offset in an onboard credit. The other little wrinkle some lines are going to is a non-refundable deposit as part of the early payment discount. That stops the cancel and rebook option. We’ve done one payment in full to get a 10% discount but we were fully comitted to the cruise and did have full travel insurance just in case. Add the early payment discounts to other sales and incentives plus throw in the whole cabin guarantee option and you get a very interesting pricing stew that is sometimes hard to wade through.