Well it stinks to hear of so many shut downs and how these all happen but having just found this thread (I am not on fr like I used to be) I gotta tell ya’ll... I am quite amazed once again as to how people are about things.

I sympathize with many here who were shut down and it is a wrenching feeling to have it hapoen when you know you just followed their own terms and conditions but they just didn’t like you around anymore.

i have done heavy ms since 99. Not as heavy as some (some bankrolled with huge sums of money and leveraged dicounted travel whereas many others would master small ball and get free travel back in te day).

Years ago —and I will try to find the theead or maybe someone here can— I posted a list of what I was shut doen from and got shite on by soooo many people it was frustrating. They all claimed it was all me, it never happens, I must have been doing sometbing illegal, or that I was even bragging that it happened! None of thrse were the case. The facf is, for reasons of tbeir oen, each bank and store and cc has its own reasons for doing a ban and they are not always right or logical but they do em just the same. But no one understood that or wanted to admit that yet—when I had posted my shut downs back then. Now it’s a thing it seems. It’s finally ok to have it happen to you. Welcome to the club. Where ya been?

There was even a forum not related to ft I joined that had many of our kind on it but they too shunned some ms and some even found a way to twist things around to shut me out of there too. Well there were some high brow narcissistic types in the group so there’s that... but It is interesting how people can turn... either ob you when they assume you have done sonerhing they don’t like or susdenly with you when the same thibg hapoens to them. That part of this, and this thread, is laughable. Sorry, but if you see it from my angle it really is. I almost feel how you would if you, say, came into a whole lotta money and then a bank learned of this and now wanted you back in. How would you react to that?

All that said, I am shut from the following:

bofa — never do heavy ms where you also have family investments. Merrill Lynch and bofa merged. Merrill saw and wondered and did not like ms and they initiated the shutddown of my bofa. I mived everything to fidelity and needless to say I have not gotten their 2x cc. Yet

citi. I still have their equity line and they are happy I do but banks and cc shut me

cap one but I think you can get back in after siz months

Wells fargo

all the ms vehicles like bluebird and all those prepaid things we all used to get.

A walmart near me where they started thinking ms was evil. I think they wont sell anyone a mo anymore to be honest.

Some small local or new england banks and also Pypal.

The amex blue and a td bank 5x cc but those died for everyone and I still have amex cards and accts with td bank. so those were product shut downs.

in the end, it seems still true that if you do volume it can hapoen to you. If you do not, it might not happen. But what is “too much” and who determines this? You can be the nicest person to clerks and managers and let orher customers cut in front of you when doing ms or whatever, but a store could still say no more. You could get legal on some company and they could suddenly be ok with you again. It’s all totally subjective. And what about when you don’t go hard and then a thing dies and you wished you had cuz it was dying anyway?

Of course just cuz something dies for you doesnt mean it’s dead for others so please don’t blog about it.

Anyway, I have said enough for now. Let the trolling and bashing begin.

mm