In January, I got a dear-john letter from Chs3 telling me that they were terminating our relationship, and that I had 30 days to remove all my funds. I had -

• a personal checking account, household checking account, and a savings account, with $120k in combined balances - all 3-4 years old
• UA, BA and IHG with $70k in combined CL, typically PIF each month, all 2 years old.

Lots of RS activity on my checking accounts

Occasional RS and no MS on the cc's.

Occasional MO deposit of $3-5k in my personal checking, one or twice a month.

The only "unusual" activity preceding the invitation to leave was the deposit of a cash-advance check from one of the chs3 cc's, for $5k (against a 50k CL). The Dear John letter came 2 weeks later.

Talked to my personal banker in branch, and she was quite unhappy about it (we'd been discussing a refi on an 800k mortgage), but she said there was nothing she could do about it.

Called the exec office twice, looking for an explanation. I was told both times that a letter was on its way, but I never received any further explanation for chs3's action