Just got approved for this card last week and have been using it organically since then. I've been trying to determine if I might be able to MS with it at all now or in the future, but haven't seen any consensus on what is ok. I haven't read this entire thread, but have searched through it for relevant keywords.

The general feeling I'm getting is that Plastiq is definitely not okay, any website with gift card in the name is probably not okay, and GC purchases from non level 3 data sending stores may be okay, but only if it is under $500. Also, better to wait until I organically hit the $4.5k spending for the bonus.

Is this generally what we currently believe? Are there any other guidelines or tips?