Originally Posted by
fredc84
YMMV it is. SO, who is Canadian and has a very short credit file still gets instant approvals, where as I, with almost 40 years of credit history got this, lol. I'm hoping the letter comes today.
The frequency of apps may make a difference. I am just guessing.
Or the telephone numbers used may reach different depts where the reps may have different levels of authority. That was my initial question on which number should I use. Who knows.
Also note that
waterj's wife never got a call and her app was approved after 5 days without any contact made.
Citi remains a very mysterious operation when it comes to approve cards.