Originally Posted by poisson

Not a true shutdown, but I did want to warn people about PNC and how sensitive they are to money orders. I opened a mobile wallet account with them about a month ago for the $300 bonus. Since I don't plan on keeping this account long term, I deposited two Walmart MO for $499.12 at the ATM. PNC put a hold on the funds for 5 business days, which isn't a huge deal.

I had also pushed $2000 from PayPal to meet the direct deposit requirements from the bonus. To get the funds out, I made a $1000 Chase payment and a $1000 AMEX payment. Both showed up as pending the following day, then disappeared on the next day.

I called PNC and they said that since the money orders were being held, they put a hold on my entire account. Any charges made would also be subject to hold, even if there are enough funds from other sources to cover the balance (in my case, the PayPal transfer). They said the Chase and AMEX payments would be released, but to check with Chase and AMEX to make sure.

I would avoid using PNC for money order deposits, or at least avoid using the account while the MO funds are being held.