Originally Posted by
OssianBlue
I strongly agree with this. I can imagine potentially nasty outcomes from arbitrage attempts--for example, if you cancel your booking the certificate is also cancelled and you get back 45K + 30 for cat above 5.
I don't expect that Marriott would pay a premium for customer relationships only to negate the goodwill by changing the game to that degree. But then again, you don't get returns without taking risks.