Originally Posted by
mmlo
Does anyone have any good ideas to get my money back?
Small Claims - Easy, fast, and guaranteed result.
The best thing? No need to worry about mandatory arbitration.
Originally Posted by
joe_miami
There's no way Chase has erased your account history from less than a year ago. Chase still has records from banks it acquired 20+ years ago.
To supplement this, banks literally do not destroy any records at all.
FWIW - because on how statute of limitation is written, some claims can be pursued after a very long time (such as 2 years after the discovery of the alleged issues). In that case, banks are forced to CYA and keep everything.