Citi prestige AF posted. last month called no offer and not willing to transfer to retention Dept.
will call again.
However, in case of need to downgrade, what is best card to choose?
----> I don't care other card with better cash back or benefit. Just think it might be better to choose any card NEVER come with sign-up bonus, so I won't lose the opportunity later day when I apply that card for bonus. Am i correct?
ex: if I downgrade to double cash card which I never have, I lose double cash card $150 sign-up bonus (or later day higher) opportunity. I won't be eligible for new sign-up bonus bcos holding that card.
if my opinion above is correct, pls recommend which card NEVER come with sign-up bonus for me to downgrade.
thanks