We have a 7 night cat1-5 MTP. We want to book Courtyard Kamahameha for June 2019. It is currently 35K, but I see it is dropping to 25K (cat 5) after Aug 1.

What should we do?

1) Keep the MTP floating and attach after Aug 1?

2) Upgrade to cat 7, book now, then hope for a refund of 60K after Aug 1?