Earlier this evening someone on reddit mentioned that Chase has a new tool called Credit Journey, and I have decided to check it out. Couple years ago I was lol/24, and I still open a decent number of cards but activity mostly shifted towards the biz cards now. When I logged into Credit Journey it showed me that the number of cards opened in the last two years was 4. I found this pretty surprising as in Credit Karma I can see more than 4 personal accounts opened in the past 24 month, and the only thing I could think of that 4 could mean was the total number of Chase biz + personal cards I had opened in the past 2 yrs. Has anyone here had experience with this tool and knows what that data means and how it correlates with the actual 5/24 rule?